Thursday, August 28, 2008

Motor Insurans - AIG


Motor
Motor insurance is a product which provides liability and physical damage coverage to motorists who operate vehicles on public roads.
Coverage:
Core coverage includes physical damage, fire, theft, vandalism as well as third-party liability arising out of collision of insured vehicle. In addition to the core coverage, this policy provides value-added services such as roadside assistance and personal accident & health coverage.
Benefits:
Zero excess at our panel workshops (more than 450 outlets nationwide approved by the General Insurance Association of Malaysia)
Parts for parts replacement
12 months repair warranty
After repair re-inspection
Renewal reminder service
14 days Own Damage Claim Approval (Upon submission of full documentation)
Free RescueCare Breakdown Assistance or Free Promotional gift item
Optional Motor Related Plans and Services:
To enhance your standard cover and for extra peace of mind, you may add any of the optional coverage listed below, for a small additional premium:
Windscreen Cover Special Perils Accident Guard, Strike, Riot and Civil Commotion (SRCC)

Windscreen Cover
Your vehicle's windscreen protects you from the effects of wind, rain and dirt. Yet, it takes just a small, wayward stone to damage your windscreen. Such an occurrence cannot be avoided but you can protect yourself from financial losses arising from these frequent occurrences with our Windscreen Cover.
Coverage:
Covers damage to both the front and back windscreens, inclusive of side windows.
Benefits:
No Claim Discount (NCD) will not be affected when a windscreen damage claim is made.
Replace windscreen with safe laminated double layered glass.
Hassle-free claim settlement. No police report is required for windscreen repairs carried out at any one of our approved panel workshops.
Competitive premium
Special Perils
While everyone has automobile insurance, not many are aware that the standard comprehensive car insurance does not cover damage caused by floods, landslides or tsunamis. Special Perils coverage provides these added protection.
Coverage:
Special Perils covers damage caused by Tsunamis, floods, typhoons, hurricanes, storms, volcanic eruptions, earthquakes, landslides, landslips, subsidences or sink holes, earth or other convulsions of nature.
Benefits:
Reimbursement for total loss of insured vehicle at full market value at the time of claim.
Payment of repair cost excluding excess for damaged vehicle.
Accident Guard
When accidents happen, you may need to bear additional expenses which are not payable under your car insurance policy. Our Accident Guard ensures that you are well covered!
Coverage:
Daily Cash Allowance
You will be paid with daily cash allowance for the first 10 days while your car is getting repaired.
Spray Painting of Whole Car
You have an option to spray paint the whole vehicle despite part damage caused.
Waiver of Betterment Costs
Your contribution towards the cost of new parts replacement will be borne by us.
Strike, Riot and Civil Commotion (SRCC)
An option for a discerning and careful vehicle owner who wishes for a more complete coverage on top of his/her standard comprehensive car insurance.
Coverage:
This product covers the insured vehicle against damage caused by strike, riot and civil commotion.

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